Waterfront living with built-in flexibility on Whidbey Island! This thoughtfully designed 2021 home offers the rare combination of modern construction, low-maintenance ownership, and direct access to the beach--making it equally compelling as a private retreat or income-producing investment. Floor-to-ceiling windows capture expansive views of the Saratoga Passage, Mt Baker, and the Cascade Mountains, while an open-concept layout flows seamlessly to a generous waterside deck--ideal for entertaining or quiet mornings watching the sunrise. Radiant floor heat and efficient mini-split systems provide year-round comfort with ease. A short path leads to your private beach, where crabbing, kayaking, and boating are part of daily life. The professional mooring buoy adds another layer of convenience and lifestyle appeal. For investors, the property offers strong dual-use potential: a turnkey, newer construction home with the features today's renters seek--waterfront access, modern systems, and memorable guest experiences. For personal use, it delivers a refined, lock-and-leave coastal retreat with minimal upkeep. Whether held as a full-time residence, second home, or vacation rental, this is a rare opportunity to own a modern waterfront retreat on Whidbey Island--designed for immediate enjoyment and long-term value.