For too long, the myth persisted: if you’re not a US citizen, you must pay cash to own property in America. That’s simply not true.
IREC helps non-US citizens access innovative specialty financing solutions that minimize the impact of foreign exchange controls, foreign exchange risk, and cash requirements — opening the door to US real estate ownership in all 50 states.
For too long, the myth persisted: if you’re not a US citizen, you must pay cash to own property in America. That’s simply not true.
IREC helps non-US citizens access innovative specialty financing solutions that minimize the impact of foreign exchange controls, foreign exchange risk, and cash requirements — opening the door to US real estate ownership in all 50 states.
Our sole focus is helping non-US citizens purchase US real estate. Whether you’re looking for a second home, a vacation retreat, an urban condominium, or a residential investment property, IREC provides expert nationwide consultation to help you identify and acquire the right asset.
We work across all 50 states, with particular expertise in:
- Second homes and primary residences
- Vacation homes and short-term rental properties
- Urban condominiums
- Residential investment properties
From initial consultation to closing, IREC guides you through every step of the process — with no upfront fees.
The conventional wisdom among US lenders and real estate professionals has long been that non-US citizens must purchase American properties in cash. IREC exists to change that.
Our financial colleagues have developed specialty lending programs specifically designed for international buyers. Qualified non-US citizens can now leverage financing to acquire US real estate — second homes, vacation properties, condominiums, and investment assets — without the full cash outlay that was once considered unavoidable.
These programs are not widely understood or accessible through conventional US lenders. IREC provides the expertise and relationships needed to make them work for you.
Global buyers face real obstacles when it comes to acquiring US property: foreign exchange controls, currency risk, cash requirements, and complex legal frameworks. Most US brokers and lenders aren’t equipped to navigate these challenges.
IREC is. We combine innovative specialty financing, expert nationwide real estate knowledge, and deep international financial expertise — giving your clients a clear path to US real estate ownership.
Your foreign clients want to buy in the US — but financing has always been the sticking point. With IREC’s specialty programs, your international clients can leverage their buying power rather than pay cash. The result: smoother transactions, higher commissions, and satisfied clients who come back.
Our financing solutions are designed to help qualified international buyers access opportunities that traditional lenders may not offer, making U.S. real estate ownership more attainable. By removing one of the biggest barriers to purchasing property in the United States, you can confidently serve a broader range of clients and close more transactions. From luxury homes and vacation properties to investment opportunities, IREC helps you deliver added value while growing your referral network and long-term business relationships.
If you represent clients outside the US who are interested in American real estate, IREC can help you close those deals. Our programs allow qualified non-US citizens to use specialty financing to acquire US properties — and we pay referral fees to brokers globally.
Whether your clients are purchasing a vacation home, investment property, or primary residence, our team provides guidance throughout the process to help simplify cross-border transactions. With access to financing solutions designed specifically for international buyers, we help remove common barriers to ownership and create opportunities that may not be available through traditional lending channels. Partner with us to give your clients a smoother path to U.S. real estate ownership while expanding your business opportunities worldwide.
Whether you’re a buyer or a broker, working with IREC costs nothing upfront. We provide expert real estate advice, innovative specialty financing, and deep international financial expertise — and we are compensated through the transaction itself.
Our goal is to make the process as seamless and accessible as possible, helping clients navigate the complexities of cross-border real estate with confidence. From identifying the right financing strategy to guiding buyers through every stage of the transaction, our team is committed to delivering personalized support and trusted expertise. With a network built around global real estate opportunities, we help buyers, brokers, and referral partners achieve successful outcomes while minimizing unnecessary obstacles along the way.
International Real Estate Consultants is built for one purpose: helping global citizens and their brokers succeed in the US real estate market.
Most US real estate professionals don’t fully understand the unique challenges international buyers face. IREC does. Our team brings together specialized real estate expertise, deep knowledge of international finance, and the lending relationships needed to make specialty financing work — all with no upfront fees to you.
Whether you’re an individual buyer exploring your options or a broker looking to better serve your international clients, IREC is ready to help.
Yes — and this is one of the biggest misconceptions in the market. While many US lenders and brokers assume international buyers must pay cash, specialty financing programs exist specifically for non-US citizens. IREC works with lenders who offer these programs to qualified buyers, making it possible to leverage your purchase rather than paying the full amount upfront.
IREC specializes in residential properties, including second homes, vacation homes, urban condominiums, and residential investment properties — available in all 50 states. Whether you’re looking for a beachfront vacation rental, a city condominium, or a long-term investment property, we can help you find and finance the right asset.
Foreign exchange controls can limit how much capital you can move across borders, and currency fluctuations can affect the true cost of your investment. IREC’s specialty financing programs are designed with these realities in mind — helping you minimize cash exposure and manage currency risk as part of the purchasing process.
No. IREC provides expert real estate advice, financing guidance, and end-to-end support with no upfront fees. We are compensated through the real estate transaction itself, which means our interests are fully aligned with yours.
If you refer a qualified non-US citizen client who purchases US real estate through IREC, you are eligible to receive a referral fee. We pay referral fees to brokers globally. Contact us directly to discuss the details and how to get started.
With a commitment to professionalism, expertise, and personalized service, Mike Konopik is an international real estate consultant who empowers non-US citizens to acquire residential, vacation, and investment properties throughout the United States.
Mike’s career spans years of living and working across multiple countries, giving him firsthand knowledge of international finance, foreign exchange, and the complexities of cross-border capital movement. That global background became the foundation for a career in luxury real estate — and the discovery of a critical gap in the US market.
Today, Mike and IREC proudly offer expert advice, innovative financing solutions, and end-to-end support — helping global clients achieve their American real estate goals without the barriers that once stood in their way.
